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Questions? We have answers

Read our FAQs

What is Health Karma™?Health Karma is an end-to-end healthcare navigation platform that helps you make simpler, smarter healthcare decisions regardless of insurance status. From finding the right doctor, track deductibles and out-of-pocket maximums, accessing prescription saving coupons, and more, Health Karma helps you save time and money.

As part of our solutions, we offer affordable, high-quality Telehealth subscription plans that facilitate access to physical and mental healthcare 24/7 for a low monthly price. Individuals and groups plans are available. (No deductibles and copays)

Healthcare is Complicated - Health Karma Changed That

What services does Health Karma provide?

  • Affordable, Best-in-class Telehealth Services: Virtual Primary Care, Urgent Care, and Behavioral Health.
  • Real-Time Insurance Tracker. (Tracks deductibles, out-of-pocket maximums, and co-insurance)
  • Widest Directory of Physicians and Healthcare Facilities with Ratings, Areas of Focus, and Insurance Networks, to find the provider that's right for you.
  • RX Discounts for Prescription Medication.
  • Wellness Check-Ups Tracker.
  • Healthcare Guides & Resources

Will Health Karma be replacing my current health plan? Or does it work with the health plan I already have in place?If you have Health Insurance, Health Karma does not replace your current health plan but rather works with it. Health Karma makes it easier to understand your benefits and improve your healthcare experiences. It helps you find great doctors in your network, track progress toward meeting your deductible and out-of-pocket maximum and acts as a one-stop-shop to keep all your healthcare-related information in one safe space.

 Please note that Health Karma Virtual Care does not work with insurance carriers or plans. Subscriptions must be purchased using a valid debit or credit card.

Does Health Karma provide Health Insurance?No. Health Karma does not provide health insurance. We offer affordable, high-quality telehealth subscription plans that facilitate access to physical and mental healthcare 24/7 for a low monthly price. Individual and group plans are available. (No deductibles and copays).

 Please note that Health Karma Virtual Care does not work with insurance carriers or plans. Subscriptions must be purchased using a valid debit or credit card.

How does Health Karma help me save money?Whether you’re completely uninsured or insured with a high-deductible plan, most individuals end up spending $75-$150 out-of-pocket every time they visit the doctors. Health Karma offers an affordable, subscription-based Telehealth model as an alternative to in-person visits. This gives your whole family access to high-quality physical and mental healthcare for a low monthly price.

 The Health Karma platform also provides detailed information about your personal insurance benefits (including deductibles, out-of-pocket maximums, and co-insurance) and directs you to the treatment that is covered by your health insurance plan. This means no more surprise medical bills and no more wasted spending!

 Additionally, our Health Karma RX tool, help you find and pick up the best price for your prescription medications with our saving discounts & coupons.

Who is eligible to use Health Karma's services?All consumers are eligible to use Health Karma’s healthcare navigation tools, regardless of insurance status, free of charge.

 Whether you’re completely uninsured or insured with a high-deductible plan, most individuals end up spending $75-$150 out-of-pocket every time they visit the doctors. Health Karma offers an affordable, subscription-based Telehealth model as an alternative to in-person visits. This gives your whole family access to high-quality physical and mental healthcare for a low monthly price.

 As Health Karma Telehealth subscription plans are not insurance, everybody living in the U.S. can use this solution, regardless of insurance eligibility. You are not required to provide an identification number.

Your personal hub for all things health and wellness

Health Karma™ helps you navigate your healthcare options, whether you are insured or uninsured, so you can make simpler, smarter healthcare decisions.

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No insurance?

Have insurance?

Building a better experience for everyone

Gain a better understanding of your healthcare options

Find the provider that's right for you and your needs

Connect with healthcare providers virtually for a low monthly price

Understand your coverage and benefits

Find convenient, in-network providers

Track your deductible and anticipate out-of-pocket costs

Complete support throughout your entire healthcare journey

Virtual Primary Care + Behavioral Health

Enjoy full access to expert care for routine health issues, as well as Behavioral services for emotional and mental health concerns.

Get Started Today!

Health KarmaRx

Start saving money on your prescriptions with free Health KarmaRx coupons.

Find Rx Coupons

Have you downloaded our app?

Download the Health karma app to stay updated and access your personal hub for all things health and wellness right from your phone. It's everything Health karma, in your pocket.

Why people love Health Karma

Dr. Verga, APRN 

"What a lifesaver Health Karma™ is! My health insurance has always kept me in the dark. I now have so much peace of mind knowing what to expect when it comes to my co-pays. I especially love the wellness reminders that make it easy for me to keep track of when I am due for visits!"

Pembroke Pines, FL 

- Chelsea P

Health Karma has changed the way I view healthcare. I've always hoped for a more simplified way of understanding how it all works, especially with 2 children with constant medical needs.

Maryville, TN

We save you time and money while removing the complexity that surrounds health care.

Because good health care starts with understanding it.

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Find your provider

Single source of information to find the provider that’s right for you. Filter by network, location, type of care, gender, language, and rating. 

Track your health and wellness

Stay organized and on track with your health and wellness. Save your favorite healthcare providers and receive reminders for annual check-ups.

Understand your insurance plan

Review current plan usage in real-time. Track progress toward meeting your deductible and out-of-pocket maximum.

Send medical records

Send your medical records to providers quickly and securely.

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Health Karma Employer

An affordable healthcare option that
strengthens your business.

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