Questions? We have answers

Read our FAQs

What is Health Karma™?

Health Karma™ is an end-to-end healthcare navigation platform that helps consumers make simpler, smarter healthcare decisions regardless of health insurance status.

What services does Health Karma™ provide?

Health Karma™ offers complete support throughout your entire healthcare journey:

  • Understand your health benefits and plan
  • Search highly rated, cost-effective providers
  • Find the right service at the right time
  • Compare personalized cost estimates for providers and procedures
  • See lower-cost Rx options
  • Book and pay for in-person and Virtual Care appointments online

Who can sign up for Health Karma™?

Health Karma™ is accessible and FREE for everyone, whether insured and uninsured.

Will Health Karma™ be replacing my current health plan? Does it work with the health plan I already have in place?

Health Karma™ does not replace your current health plan, but works alongside your insurance to make it easier to understand your benefits while improving your healthcare experiences. Think of Health Karma™ as your own personal guide to walk you through each step of your healthcare journey.

How does Health Karma™ help me save money?

The Health Karma™ platform provides detailed information about your personal insurance benefits (including deductibles, out-of-pocket maximums, and co-insurance) and directs you to the treatment that is covered by your health insurance plan. This means no more surprise medical bills and no more wasted spend!

How does Health Karma keep my data safe?

We understand the importance of keeping your data safe and are committed to protecting the security and privacy of all personal information you provide us with. We do not sell or share your personal information in ways not disclosed in our privacy statement or without your consent.

  • We use 256-bit Advanced Encryption Standard (AES-256) to protect all the data you send, receive, and store.
  • We follow HIPAA Standards / Safeguards meaning your medical and other health information is private and protected.
  • We use best practices to secure critical data and keep it safe.
Here to Help. Health Karma resources for COVID-19

Your hub for all things health and wellness 

Health Karma™ helps you navigate your healthcare options, whether you are insured or uninsured, so you can make simpler, smarter healthcare decisions.

Try us for free
  • Better understanding of your
     healthcare options
  • Find the provider that's right for
    you and your budget
  • Connect with healthcare providers
    virtually for a low monthly price

No insurance?

Have insurance?

  • Understand your coverage and benefits
  • Find convenient, in-network providers
  • Track your deductible and anticipate
    out-of-pocket costs

Building a better experience for everyone 

Complete support throughout your entire healthcare journey


Avoid the stress and hassle associated with in-office visits and connect with a doctor virtually!

Activate Free Month

Health Karma Rx

Get discounts on generic and name brand prescriptions.

Find Rx Coupons

Find your provider

Use a single source of information to find the provider that’s right for you. Filter by network, location, type of care, gender, language, and rating.

Track your health and wellness

Stay organized and on track with your health and wellness. Save your favorite healthcare providers and receive reminders for annual check-ups.

Understand your insurance plan

Review current plan usage in real-time. Track progress toward meeting your deductible and out-of-pocket maximum.

Estimate your costs

Say goodbye to surprise medical bills. Receive personalized cost estimates from different providers to make smart choices and save money.

Send medical records

Send your medical records to providers quickly and securely.

Have you downloaded our app?

Download the Health karma app to stay updated and access your personal hub for all things health and wellness right from your phone. It's everything Health karma, in your pocket.

Why people love Health Karma 

Dr. Verga, APRN 

"What a lifesaver Health Karma™ is! My health insurance has always kept me in the dark. I now have so much peace of mind knowing what to expect when it comes to my co-pays. I especially love the wellness reminders that make it easy for me to keep track of when I am due for visits!"

Pembroke Pines, FL 

Chelsea P

"Health Karma™ has changed the way I view health care. I've always hoped for a more simplified way of understanding how it all works, especially with 2 children with constant medical needs. " 

Maryville, TN

We save you time and money while removing the complexity that surrounds health care

Because good health care starts with understanding it.

Try us for free

Get the latest updates

Subscribe to our newsletter to learn about our upcoming features, products, and more.

© 2020. All rights reserved. Health KarmaTM


Health Karma Employer

An affordable healthcare option that strengthens your business.

Learn more