Health Karma™ is a free, end-to-end healthcare navigation platform that helps you make simpler, smarter healthcare decisions regardless of your health insurance status.

We offer a solution that pairs transparency with personalization to deliver smarter savings at every turn, so you can get the most from your health insurance plan.

Why people love Health Karma 

Chelsea P

"Health Karma™ has changed the way I view health care. I've always hoped for a more simplified way of understanding how it all works, especially with 2 children with constant medical needs. " 

Dr. Verga, APRN 

"What a lifesaver Health Karma™ is! My health insurance has always kept me in the dark. I now have so much peace of mind knowing what to expect when it comes to my co-pays. I especially love the wellness reminders that make it easy for me to keep track of when I am due for visits!"

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Health Karma reimagined the healthcare experience to give you a new way to manage your health: immediately, seamlessly, and tailored to your unique needs.

Save

Know how much you will pay out-of-pocket before an appointment.

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Understand

Track your deductible and out-of-pocket maximum in real time.

Search

Find experienced, in-network providers near you.

Control

Enjoy choice, convenience and control all in one place, for free.

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What is Health Karma?

Explore your options

Our personalized search is an easy way to find and compare experienced providers, make informed choices with verified reviews, and build a healthcare dream team fit for your specific needs.

Complete support throughout

your entire healthcare journey

Questions? We have answers

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Maryville, TN

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Simpler, smarter
healthcare decisions start 
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Health Karma is on a mission to deliver the healthcare experience we all deserve.

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Say goodbye to waiting rooms

Avoid the stress and hassle associated with in-office visits and connect with a provider virtually.

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Welcome to the beginning of a 

better healthcare experience

No one wants to spend their hard-earned money without knowing what they're purchasing and how much it will cost. At Health Karma™, we ask one simple question:

Why should healthcare be any different?

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What is Health Karma™?

Health Karma™ is an end-to-end healthcare navigation platform that helps consumers make simpler, smarter healthcare decisions regardless of health insurance status.


What services does Health Karma™ provide?

Health Karma™ offers complete support throughout your entire healthcare journey:

  • Understand your health benefits and plan
  • Search highly rated, cost-effective providers
  • Find the right service at the right time
  • Compare personalized cost estimates for providers and procedures
  • See lower-cost Rx options
  • Book and pay for in-person and Virtual Care appointments online

Who can sign up for Health Karma™?

Health Karma™ is accessible and FREE for everyone, whether insured and uninsured.



Will Health Karma™ be replacing my current health plan? Does it work with the health plan I already have in place?

Health Karma™ does not replace your current health plan, but works alongside your insurance to make it easier to understand your benefits while improving your healthcare experiences. Think of Health Karma™ as your own personal guide to walk you through each step of your healthcare journey.



How does Health Karma™ help me save money?

The Health Karma™ platform provides detailed information about your personal insurance benefits (including deductibles, out-of-pocket maximums, and co-insurance) and directs you to the treatment that is covered by your health insurance plan. This means no more surprise medical bills and no more wasted spend!


How does Health Karma keep my data safe?

We understand the importance of keeping your data safe and are committed to protecting the security and privacy of all personal information you provide us with. We do not sell or share your personal information in ways not disclosed in our privacy statement or without your consent.

  • We use 256-bit Advanced Encryption Standard (AES-256) to protect all the data you send, receive, and store.
  • We follow HIPAA Standards / Safeguards meaning your medical and other health information is private and protected.
  • We use best practices to secure critical data and keep it safe.
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No one wants to spend their hard-earned money without knowing what they're purchasing and how much it will cost. At Health Karma™, we ask one simple question:

Why should healthcare be any different?

Welcome To The Beginning of a 

Better Healthcare Experience!

Here to Help. Health Karma resources for COVID-19

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Download the Health karma app to stay updated and access your personal hub for all things health and wellness right from your phone. It's everything Health karma, in your pocket.